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    <lastmod>2020-08-18</lastmod>
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      <image:title>Home - Contact us for a free consultation</image:title>
      <image:caption>We will walk you through the process of selecting the best policy for your specific needs. We have access to top rated carriers such as Humana, United Healthcare or Aetna, among many others. We also offer policies through direct wholesale insurance companies such as Philadelphia American. Whether you are searching for yourself, your family, or small business, we are confident that we have an affordable solution for your needs. Contact Modern Insurance TX to speak with a professional, licensed agent.</image:caption>
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      <image:title>Home - Let us help you change the way you buy insurance</image:title>
      <image:caption>We all have a tendency to be overwhelmed when it comes to healthcare. Let us be your advocate and show you an easier, more simple way to choose the best plan for the most important people in your life.</image:caption>
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      <image:title>Home</image:title>
      <image:caption>aetna</image:caption>
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    <loc>https://www.moderninsurancetx.com/insurance</loc>
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      <image:title>Insurance</image:title>
      <image:caption>Health Insurance</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Vision Insurance</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Dental Insurance</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Life Insurance</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Medicare Supplement</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Accidental Injury</image:caption>
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      <image:title>Insurance</image:title>
      <image:caption>Small Business Insurance</image:caption>
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      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f3bff81794b9d36c69a41b5/1597767559448/Rx%25252Bdrugs.jpg</image:loc>
      <image:title>Insurance</image:title>
      <image:caption>Prescription Drug Insurance</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f3bfed5ae84455b18f8438b/1597767391172/holding%25252Bhands.jpg</image:loc>
      <image:title>Insurance</image:title>
      <image:caption>Critical Illness Insurance</image:caption>
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  <url>
    <loc>https://www.moderninsurancetx.com/contact</loc>
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    <lastmod>2020-08-18</lastmod>
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    <loc>https://www.moderninsurancetx.com/about</loc>
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    <lastmod>2020-08-18</lastmod>
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  <url>
    <loc>https://www.moderninsurancetx.com/health-insurance</loc>
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    <lastmod>2020-08-18</lastmod>
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      <image:title>Health Insurance - FAST QUOTE &amp; APPLICATION BUDGET FRIENDLY PLANS FAST COVERAGE</image:title>
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      <image:title>Health Insurance - Let us help you navigate.</image:title>
      <image:caption>There are so many health insurance plans to choose from that it can be an overwhelming task. Let us help you choose the best health insurance plan for you and your family. We have many plans to choose from that can help cover preventative health care expenses and major medical expenses. They can also save you money on prescription drugs, doctor’s visits and other health-care services. Contact Modern Insurance TX today to start exploring the different options that we have to offer.</image:caption>
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  <url>
    <loc>https://www.moderninsurancetx.com/life-insurance</loc>
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    <lastmod>2020-08-18</lastmod>
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      <image:title>Life Insurance - Life Insurance to Protect Your Family</image:title>
      <image:caption>There are so many things to consider when it comes to getting a life insurance policy to protect your family’s future financial needs. We will carefully navigate you through the different types of insurance policy options and determine which plan would work best for your family. We offer term and permanent life insurance policies through multiple carriers. We know this can be a very intimidating process, but we are here to help you through the process with licensed brokers that care for your family’s future needs.</image:caption>
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      <image:title>Life Insurance</image:title>
      <image:caption>Call us to speak with a licensed broker @ 682-422-9362</image:caption>
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  <url>
    <loc>https://www.moderninsurancetx.com/accidental-injury-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-18</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f31b35dca86295cce6227ba/1597092777946/mitx+banner.png</image:loc>
      <image:title>Accidental Injury Insurance</image:title>
      <image:caption>Contact a licensed broker today @ 682-422-9362</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f31a38cbc401756b3e7c00a/1597092803292/broken+wrist.png</image:loc>
      <image:title>Accidental Injury Insurance - Accidents Happen. Get Protected.</image:title>
      <image:caption>Even with health insurance, accidental injuries can be very expensive. We can help supplement these unexpected costs in the unfortunate event that they may occur. We offer many plans from multiple top rated carriers that cover plan deductibles, coinsurance and other items not covered under your health insurance policy. These plans are very affordable and can be used along with your health insurance for a more comprehensive plan. At Modern Insurance TX, we have licensed brokers that are ready to help you select the best plan for your needs.</image:caption>
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  </url>
  <url>
    <loc>https://www.moderninsurancetx.com/critical-illness-insurance</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2020-08-18</lastmod>
    <image:image>
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      <image:title>Critical Illness Insurance - We hope you never need it, but if you do, we got you covered.</image:title>
      <image:caption>No one ever wants to experience a major illness such as cancer, heart attack, stroke or an organ transplant, but if it were to happen, you would want to make certain you are covered. The costs of these plans are typically low, but pay a high lump sum amount in the case of an unexpected major illness. This plan would provide additional protection for health insurance deductibles, coinsurance, and non-medical related expenses incurred as a result of the catastrophic illness.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Critical Illness Insurance</image:title>
      <image:caption>Call one of our licensed brokers today @ 682-422-9362</image:caption>
    </image:image>
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  <url>
    <loc>https://www.moderninsurancetx.com/dental-insurance</loc>
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    <lastmod>2020-08-18</lastmod>
    <image:image>
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      <image:title>Dental Insurance - Keep that smile healthy and beautiful.</image:title>
      <image:caption>It’s no secret that routine dental care contributes to good medical health. We offer multiple plans from top rated carriers to meet your dental needs, both big and small. Plans typically cover preventive and basic dental care. We help find dental insurance that fits your needs. Contact us today to inquire about the multiple dental options we have available for your family.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Dental Insurance</image:title>
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  <url>
    <loc>https://www.moderninsurancetx.com/medicare-supplement-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-18</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f31e407a74f5b519cac95cf/1597107090760/medicare.png</image:loc>
      <image:title>Medicare Supplement Insurance - Fill in the gaps.</image:title>
      <image:caption>If you are on Medicare and have frequent doctor or hospital visits, you already have costly out-of-pockets expenses that you have to pay. We can explore various Medicare supplement policies that ‘fill in the gaps’ and save you money. Talk to one of our licensed brokers to navigate you through the various plans offered that best fits your needs.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Medicare Supplement Insurance</image:title>
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  <url>
    <loc>https://www.moderninsurancetx.com/prescription-drug-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-18</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f31f59d0ed06407ecb7e9f9/1597198441084/rx+drugs.png</image:loc>
      <image:title>Prescription Drug Insurance - Prescription drugs are costly.</image:title>
      <image:caption>If you have monthly prescription drug expenses, you will be interested in exploring our health insurance policies with prescription drug benefits. Some of the plans have copays while others offer deep discounts. Mail order pharmacy programs are another popular option for cost savings. Contact us today to discuss the multiple options that would best suit your needs.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Prescription Drug Insurance</image:title>
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  </url>
  <url>
    <loc>https://www.moderninsurancetx.com/vision-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-08-18</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f31ff9d0ed06407ecb98bf0/1597198251541/eyeglass-girl.jpg</image:loc>
      <image:title>Vision Insurance - Protect your eye health.</image:title>
      <image:caption>Routine vision care is typically not covered by your health plan. Let us help you reduce your vision care expenses. We have plans that pay a percentage of costs and other plans pay based on a pre-determined schedule of benefits. Let us help you choose which plan is right for you.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Vision Insurance</image:title>
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  </url>
  <url>
    <loc>https://www.moderninsurancetx.com/small-business</loc>
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    <priority>0.75</priority>
    <lastmod>2020-08-18</lastmod>
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      <image:title>Small Business</image:title>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5f1debef51d53a510c34163d/t/5f3361c89a3f19454e8d5638/1597202905786/smile.jpg</image:loc>
      <image:title>Small Business</image:title>
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    <image:image>
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      <image:title>Small Business</image:title>
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  </url>
  <url>
    <loc>https://www.moderninsurancetx.com/quote</loc>
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    <lastmod>2020-08-18</lastmod>
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